In a blender, combine frozen banana, mango, pineapple, coconut milk, Greek yogurt, shredded coconut, and honey.
Blend until smooth and creamy, adding more coconut milk if needed for desired thickness.
Pour the smoothie into a bowl.
Top with kiwi slices, banana slices, granola, shredded coconut, and chia seeds.
Serve immediately with a spoon.