Imagine the moist texture of banana bread, the fluffy lightness of cake, and the rich, tangy sweetness of cream cheese frosting—all combined into one perfect dessert. That’s what you get with Banana Bread Cake with Cream Cheese Frosting: the best of both worlds in every bite.

If you love banana bread and crave the decadence of frosted cake, this recipe is your new obsession. It’s perfect for birthdays, brunches, holidays, or anytime you need to impress, and it’s surprisingly simple to make.

Let’s dive into everything you need to know about making this beloved treat from scratch, including ingredients, instructions, variations, storage tips, FAQs, and more.

Why You’ll Love Banana Bread Cake with Cream Cheese Frosting

This dessert has earned its fan base for good reason:

Ultra-moist texture from ripe bananas
Sweet and comforting with warm spices
Thick cream cheese frosting for the perfect finish
Versatile for any occasion—brunch, dessert, snack
Easy to make in one bowl
Freezer-friendly and make-ahead approved

Whether you’re a beginner baker or a seasoned pro, this is one recipe that never fails to impress.

Key Ingredients for the Banana Bread Cake

1. Overripe Bananas

The riper, the better—black spots mean more flavor and moisture.

2. All-Purpose Flour

Gives structure and fluff. You can substitute half with whole wheat flour for a healthier touch.

3. Eggs

Provide lift and richness.

4. Sugar

White sugar for sweetness; try brown sugar for deeper caramel notes.

5. Butter or Oil

Melted butter gives a rich flavor, while oil ensures maximum moistness.

6. Baking Soda & Baking Powder

This combo gives the cake its rise and soft texture.

7. Salt

Enhances every flavor and keeps the cake from tasting flat.

8. Buttermilk or Greek Yogurt

Makes the crumb extra soft and tender.

9. Cinnamon (Optional but Recommended)

Adds warmth and complexity to the banana flavor.

Ingredients for Cream Cheese Frosting

1. Cream Cheese (Full-Fat)

Let it soften at room temperature for smooth blending.

2. Butter

Use unsalted and softened to room temperature.

3. Powdered Sugar

Sweetens and thickens the frosting.

4. Vanilla Extract

Rounds out the tang of the cream cheese.

How to Make Banana Bread Cake with Cream Cheese Frosting

Step 1: Preheat Your Oven

Set it to 350°F (175°C).
Grease a 9×13-inch pan or line with parchment paper.

Step 2: Mash the Bananas

You’ll need about 1½ to 2 cups mashed banana (about 3–4 medium bananas).

Step 3: Combine Wet Ingredients

In a large mixing bowl:

Whisk mashed bananas, eggs, sugar, melted butter/oil, buttermilk, and vanilla.

Step 4: Mix Dry Ingredients Separately

In another bowl, whisk flour, baking soda, baking powder, salt, and cinnamon.

Step 5: Combine Wet and Dry

Add the dry mix into the wet and stir until just combined. Do not overmix.

Step 6: Pour & Bake

Pour into prepared pan and bake for 30–35 minutes or until a toothpick comes out clean.

Step 7: Cool Completely

Let the cake cool fully before frosting or the cream cheese will melt.

How to Make Cream Cheese Frosting

In a medium bowl, beat together:

8 oz cream cheese
½ cup unsalted butter
2–3 cups powdered sugar
1½ tsp vanilla extract

Beat until light, fluffy, and smooth. Adjust sugar for desired sweetness.

Expert Tips for Success

1. Use Room Temperature Ingredients

This ensures smooth batter and frosting.

2. Don’t Overmix the Batter

A gentle hand keeps the cake light and tender.

3. Let It Cool Before Frosting

Frosting too early causes sliding and melting.

4. Customize the Frosting

Add maple syrup, lemon zest, or a pinch of cinnamon for a flavor twist.

5. Double the Recipe

For a layer cake, bake in two round pans and double the frosting.

Delicious Variations to Try

1. Banana Nut Cake

Add ½ to 1 cup chopped walnuts or pecans to the batter.

2. Chocolate Banana Cake

Stir in chocolate chips or top with a drizzle of melted chocolate.

3. Carrot-Banana Cake

Add ½ cup grated carrots for extra texture and nutrients.

4. Banana Cake Cupcakes

Use a muffin tin for individual servings. Bake for 18–22 minutes.

5. Vegan Version

Use flax eggs, coconut oil, and dairy-free cream cheese.

How to Serve Banana Bread Cake

This dessert shines on its own but pairs beautifully with:

Fresh berries or fruit compote
A hot cup of coffee or chai
A scoop of vanilla bean ice cream
A light dusting of cinnamon sugar
Toasted coconut or caramel drizzle

Whether served chilled or at room temperature, it’s a guaranteed crowd-pleaser.

Storage & Freezing Instructions

Storing:

Cover and store in the refrigerator for up to 5 days.

Freezing:

Wrap unfrosted cake tightly and freeze for up to 3 months.
For frosted cake, flash freeze until firm, then wrap in layers.

Make-Ahead Tips:

Bake the cake 1–2 days in advance.
Frost on the day of serving for best texture.

Common Mistakes to Avoid

1. Using Under-Ripe Bananas

Less sweetness and flavor. Wait until bananas are dark-spotted.

2. Skipping the Cooling Time

Causes frosting to melt or slide off.

3. Overbaking

Check your oven temperature with a thermometer for accuracy.

4. Using Low-Fat Cream Cheese

Full-fat gives the best texture and flavor.

FAQs About Banana Bread Cake with Cream Cheese Frosting

Can I use frozen bananas?

Yes, just thaw and drain any excess liquid before mashing.

Is this recipe suitable for a layer cake?

Absolutely. Divide the batter into two 9-inch pans and double the frosting.

How sweet is the frosting?

It’s rich and sweet but balanced by the tang of cream cheese. Adjust powdered sugar to taste.

Can I make it gluten-free?

Yes, use a 1:1 gluten-free baking flour blend.

Does it need to be refrigerated?

Yes, because of the cream cheese frosting, store in the fridge.

Conclusion: Your New Favorite Dessert

Banana Bread Cake with Cream Cheese Frosting is a dream dessert that blends comfort and decadence in one dish. It’s soft, moist, sweet, tangy, and endlessly versatile. Whether for a potluck, a birthday, or a cozy weekend bake, this cake delivers both flavor and nostalgia.

So grab those overripe bananas, preheat your oven, and treat yourself and your loved ones to a dessert that everyone will remember. From the first bite to the last crumb, this banana bread cake is pure magic.

Moist Banana Bread Cake with Cream Cheese Frosting – Easy & Delicious!

Author: Mary

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Ingredients